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Automotive Shops – North Carolina & Virginia

Garage Owners Insurance

Garage owners require a specific variety of insurance coverage's to protect the unique aspects of their business.  Most garage operations have auto exposures as well as premises and operations exposures.  Listed below are some of the types of coverage that garage owners may need:

  • Garage Keepers - covers damage to customers' autos and property
  • Premises/General Liability - covers damage from garage operations
  • Commercial Auto - covers garage-owned vehicles
  • Hired Auto - covers vehicles rented or borrowed for business use
  • Non-Owned Auto - covers vehicles owned by employees used for the business
  • On Hook Coverage - covers damage to customers' vehicles while being towed
  • Towing - covers bodily injury and property damage caused by towing operations
  • Workers Compensation - covers injury to employees of the business

Garage owners package policies can be written for the following types of businesses:

  • Auto Repair Shops
  • Muffler Shops
  • Collision/Body Shops
  • Oil Change
  • Service/Gas Stations
  • Tire Dealers
  • Towing Operations
  • Transmission Repair Shops

Garage insurance provides coverage for bodily injury and/or property damage arising out of the operations of the garage and/or its' representatives and for which the garage is found to be legally liable for.  Our agency staff will listen to your specific needs and design a package policy to fit your individual requirements.  Make sure your business is protected.  Give us a call today to discuss your options.   We have two locations:  Eden, North Carolina and Madison, North Carolina.





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202 N Van Buren Rd, Suite C, Eden, NC 27288
Phone: 336-627-7037
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